Certified General Appraiser
Description/Job Summary
At FCS Financial, part of the nationwide Farm Credit System, we are looking for an Certified General Appraiser to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! This Certified General Appraiser researches, analyzes, values, completes, and communicates agricultural appraisals used as a basis for lending decisions. The individual's primary job duties would include: Market Data Analysis, Appraisal Services, and Inspections.
Certified General Real Estate license is required for this role.
This position is open until filled.
The Market Territory for this position is North Central Missouri.
Preferred office locations for this position in Missouri include Columbia, Higginsville, Macon, Marshall, and Sedalia.
All other office locations will be considered based on the candidates’ qualifications and needs.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Risk Management
Reports To: Vice President, Team Leader, Appraisal and Collateral Risk Management
Supervises: None
Responsibilities/Duties
Market Data Analysis
- Researches subject property, comparable sales, market and neighborhood data, cost information, income information and specialized information
- Determines which sales are most applicable to assignment
- Determines which sources of information will best confirm sales and property information and which aspects of the comparable sale effect value
- Compiles, analyzes and writes up comparable sales and determines if particular attributes have a positive or negative effect on value
Appraisal Services
- Maintains work files, updates Range of Values, performs yearly benchmark appraisals and maintains network of appraisal and real estate professionals
- Determines depth of research appropriate for assignment and which approaches of value are applicable based on the purpose and use of the assignment
- Reports assignment results via a written appraisal
- Concludes an opinion of value
- Ensures appraisals meet the Uniform Standards of Professional Appraisal Practice (USPAP) and company expectations and guidelines
- Maintains sales database
Inspections
- Analyzes highest and best use of subject property using market data
- Reviews legal descriptions and completes physical inspection of land and improvements using sketches, photographs and/or interviews
Professional Education
- Determines what state requirements must be met to maintain certification
- Observes and complies with USPAP reporting standards
- May mentor and coach new colleagues
Other duties as assigned to meet the needs of the organization.
Scope of Responsibilities:
Responsibility |
Measure |
Annual Appraisals (Equivalent Reports) Completed |
125-145 |
Aggregate Annual Value of Real Appraised |
Up to $100 million |
Experience as to Complexity of Appraisal |
Normal and customary agriculture properties typical to the assigned appraiser territory |
Additional Credentials |
None |
Required Skills
Minimum Qualifications
- Bachelor’s degree in Agriculture Management, Agriculture Business, Business Administration, Real Estate, Economics or a related field
- 5 years of related experience
- Certified General Real Estate Appraisal license is required.
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills, sufficient to exchange information effectively with peers and supervisor
- Knowledge of customer service principles and practices
- Skill in establishing and maintaining cooperative working relationships with co-workers
- Skill in understanding and applying appraisal concepts and standards
- Skill in reading and plotting property boundaries based on legal descriptions
- General knowledge of building and construction techniques and materials
- Skill in maintaining confidential information
- Skill in prioritizing assignments to complete work in a timely manner
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data